In the name of Allah, the Most Gracious, the Most Merciful
With praise and gratitude to Allah, and under the wise leadership of the Custodian of the Two Holy Mosques, King Salman bin Abdulaziz Al Saud, and His Royal Highness the Crown Prince and Prime Minister, Prince Mohammed bin Salman bin Abdulaziz - may Allah protect them - the Kingdom of Saudi Arabia continues to move confidently toward a more prosperous and competitive future, guided by an ambitious vision that places innovation, digital transformation, and financial sector empowerment at the heart of growth and development.
Within this blessed national momentum, FinZey Finance is proud to be part of the Kingdom's digital finance ecosystem by providing innovative, accessible, and Sharia-compliant financing solutions, aligned with the regulatory requirements issued by the Saudi Central Bank and with professional best practices in the finance sector.
FinZey was founded with a clear vision to build a more flexible and efficient digital financing experience that places the customer at the center of its priorities and relies on technology, governance, and operational efficiency in delivering its services. Based on this foundation, we have worked to develop a business model capable of meeting customer aspirations, expanding access to financing services, and supporting financial inclusion in line with the objectives of Saudi Vision 2030.
As a Board of Directors, we believe that the future of the finance sector is built on innovation, trust, commitment, and the ability to provide secure and reliable digital solutions. Accordingly, we continue to support the company's strategic direction, enhance its capacity for sustainable growth, diversify its products, and build institutional partnerships that contribute to expanding its business and improving the efficiency of its services.
Our ambition at FinZey goes beyond offering a financing product. It extends to developing an integrated and trusted digital financing experience that enables individuals to access innovative solutions suited to their needs, while upholding the principles of transparency, responsibility, customer protection, and Sharia compliance across the company's activities and products.
We look to the future with optimism and confidence, relying after Allah's guidance on a qualified team, trusted partners, an independent Sharia Committee supervising the Sharia compliance of the company's products and activities, and a Board of Directors that places sustainability, excellence, and innovation at the forefront of its priorities. This strengthens FinZey's position as an ambitious digital finance company that keeps pace with the development of the financial sector in the Kingdom.
In closing, we are honored to extend our deepest gratitude and appreciation to the Custodian of the Two Holy Mosques and His Royal Highness the Crown Prince - may Allah protect them - for their wise leadership of our nation's journey of progress and prosperity. We also extend our sincere thanks and appreciation to the Saudi Central Bank and all government entities for their support and enablement of the financial sector. Our thanks also go to our shareholders, customers, and valued partners, as well as to the members of the Sharia Committee, my fellow Board members, and FinZey's distinguished team for their efforts and dedication in supporting the company's journey and achieving its aspirations.
May Allah grant us success.
Chairman of the Board
Fahad bin Saleh Alzoba